Are you ready to turn your homeownership dreams into reality? At The Epic Ridge, we understand that financing plays a crucial role in making your aspirations come true. That's why we have partnered with reputable financial institutions to offer you attractive mortgage facilities. Whether you're a salaried individual or a small business owner, we have financing options tailored to suit your needs.
Let's explore the qualifying criteria and terms of our mortgage facilities.
Salaried Persons: Qualifying Criteria: To qualify for a mortgage:
The mortgage is capped at Kes. 6M in the Nairobi Metropolitan area (Nairobi, Kiambu, Machakos & Kajiado), and Kes. 5M in other locations.
Your monthly household income should not exceed Kes. 150,000.
Flexible Payment Plans: We understand that flexibility is essential when it comes to managing your mortgage. That's why we offer the following options:
105% financing at a competitive interest rate of 9.9% p.a., with a term of 25 years.
90% financing at an attractive interest rate of 9.5% p.a., with a term of 20 years.
For those residing abroad (Diaspora clients), we offer a market interest rate of 14.1% p.a.
Please note that salaried individuals with a gross income exceeding Kes. 150,000 per month will default to the market interest rate of 14.1% p.a.
SME Owners: Qualifying Criteria: To qualify for a mortgage:
The mortgage is capped at Kes. 6M in the Nairobi Metropolitan area and Kes. 5M in other locations.
Your monthly business income should not exceed Kes. 150,000.
Flexible Payment Plans: We understand the unique needs of small business owners. That's why we offer the following options:
80% financing at an attractive interest rate of 9.9% p.a., with a term of 25 years.
80% financing at a competitive interest rate of 9.5% p.a., with a term of 20 years.
SMEs with a monthly gross business income exceeding Kes. 150,000 will default to the market interest rate of 14.1% p.a.
At The Epic Ridge, we believe in providing accessible financing options to help you achieve your real estate goals. Our mortgage facilities, offered in collaboration with our banking partners, offer competitive interest rates, flexible payment plans, and favorable terms. Don't miss the opportunity to own your dream home or invest in a property that brings financial freedom. Contact us today to learn more about our mortgage financing options and start your journey towards homeownership.
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